Home / Compare
Compare loan types.
Five financing terms that get typed into Google against each other and rarely get an honest answer. Each page below states what the two instruments actually are, compares them factor by factor, and says plainly when the other one is the right choice.
Hard money vs Conventional loan
Hard money and a conventional loan qualify different things and answer different problems. How they compare on speed, documentation, cost, and condition, and when each one is right.
Hard money vs Private money
Both are asset-based loans outside the banking system. The real difference is who the lender is and how standardized the terms are. Here is how to tell them apart before you borrow.
DSCR loan vs Conventional loan
A DSCR loan qualifies the property. A conventional loan qualifies you. How they compare on documentation, cost, property limits, and closing speed, and when conventional is the right call.
Transactional funding vs Hard money
Transactional funding covers hours, hard money covers months. How the two differ on underwriting, credit checks, cost, and what each one is actually built to fund.
Bridge loan vs Hard money loan
A bridge loan is a category. Hard money is one common way of funding it. How they relate, where they differ, and which one fits a property that needs work before it can sell or rent.