New Jersey
Newark, Jersey City, Paterson, Elizabeth.
Fix and flip · BRRRR · DSCR purchase and refinance
Home / Where we lend
Lending is nationwide.
Lending is nationwide. The states below have their own page because they are where the most deals come from, not because they are the only places money goes. If your property is somewhere else, submit it anyway; the terms do not change with the postmark.
See the marketsNot listed is not the same as not funded.
Markets
Where the deals come from.
Each of these has its own page because the housing stock, the exits and the way a rehab gets budgeted are genuinely different from one to the next. A page that could be written about any state would be worth reading in none of them.
Pennsylvania
Philadelphia, Pittsburgh, Allentown, Bethlehem.
Fix and flip · BRRRR · DSCR purchase and refinance
New York
Buffalo, Rochester, Syracuse, Albany.
Fix and flip · BRRRR · DSCR purchase and refinance
Texas
Houston, Dallas, Fort Worth, San Antonio.
Fix and flip · Ground-up construction · DSCR purchase and refinance
Ohio
Columbus, Cleveland, Cincinnati, Dayton.
BRRRR · DSCR purchase and refinance · Fix and flip
Indiana
Indianapolis, Fort Wayne, South Bend, Evansville.
BRRRR · DSCR purchase and refinance · Fix and flip
North Carolina
Charlotte, Raleigh, Durham, Greensboro.
Fix and flip · Ground-up construction · DSCR purchase and refinance
South Carolina
Charleston, Columbia, Greenville, Myrtle Beach.
Fix and flip · DSCR purchase and refinance · Ground-up construction
Virginia
Richmond, Virginia Beach, Norfolk, Hampton Roads.
Fix and flip · BRRRR · DSCR purchase and refinance
Maryland
Baltimore, Prince George's County, Montgomery County, the Eastern Shore.
Fix and flip · BRRRR · DSCR purchase and refinance
Delaware
Wilmington, Newark, Dover, Sussex County and the beaches.
Fix and flip · BRRRR · DSCR purchase and refinance
Everywhere else
The terms do not change with the postmark.
A state without a page here is not a state without lending. The list above reflects where the most deals have come from and where the local knowledge is deepest, and it grows as that changes.
What does not vary by state is the substance: $25,000 to $1,000,000+, purchase and rehab funded together, written terms in 24 to 48 hours, and non-owner-occupied investment property only. Submit the deal and you will get a straight answer about your market along with the terms.
Start here
Depending on who you are.
For investors
You found the deal. The financing should not be the slowest part of it. Written terms in 24 to 48 hours from the one person who can actually say yes, and a wire in 5 to 14 days.
For agents
Three ways an agent uses a lender: rescue a listing that will not sell, make an investor buyer credible, or refer the client and get paid for the introduction.
For wholesalers
You need to own it for about an hour, and the seller wants a buyer who can close rather than one who will assign the contract. That is the whole job here.
For builders
A construction loan is a payment schedule with a loan attached, and what decides whether a build finishes on time is whether the money arrives when the work is done.
Submit a dealWherever the property is.