Fix and flip loans
Purchase and rehab in one facility, $25K to $1M+. Rehab is released in draws against completed work rather than handed over up front, and a written term sheet arrives in 24 to 48 hours.
Home / Loans
Six ways to fund a deal.
Purchase, rehab, construction, rental debt, a portfolio, or a double close. One instrument for each, priced per deal rather than off a rate sheet.
See the programsTwo minutes. No credit pull to get a number.
Programs
Pick the one that matches the deal.
Each has its own page: how it works, what it takes to close, and what a term sheet actually contains. None of them publish a rate, because none of them are priced until a real deal is in front of me.
BRRRR loan financing
Short-term acquisition and rehab, structured from day one to refinance cleanly into long-term debt. The bridge and the exit are planned together instead of discovered in sequence.
Ground-up construction loans
Land plus vertical in one facility, drawn against a schedule of values agreed at closing. Contractor bids get reviewed before the loan funds, not discovered at the third draw.
DSCR loans
Long-term rental debt qualified on what the property earns rather than what you report. No tax returns, no W2s, no employment history, for purchase or refinance.
Rental portfolio refinance
Pull equity across five or more doors in a single closing instead of running several refinances in parallel, each with its own underwrite and its own timeline.
Transactional funding
Same-day capital for the A to B leg of a double close, repaid out of the B to C closing the same day. No credit check, no income verification, no upfront fee.
Start here
Depending on who you are.
The programs above are organized by instrument. These pages are organized by who is asking, if that is the easier way in.
For investors
Purchase and rehab in one facility, $25K to $1M+. Written terms in 24 to 48 hours and a wire in 5 to 14 days. No committee, no tax returns, one person to call.
For agents
Three ways an agent uses a lender: rescue a listing that will not sell, make an investor buyer credible, or refer the client and get paid for the introduction.
For wholesalers
Same-day capital for the A to B leg of a double close, with a proof of funds letter issued ahead of it so the seller treats your offer as real.
For builders
Land plus vertical, drawn against a schedule of values. Bids get reviewed before close rather than after, so the budget is settled before the first shovel.
Where
Lending is nationwide.
Lending is nationwide. The states below have their own page because they are where the most deals come from, not because they are the only places money goes. If your property is somewhere else, submit it anyway; the terms do not change with the postmark.
Submit a dealTell me which program you think fits. I will tell you if it does.