Blog
How the money actually works.
Guides to financing investment property, written the way I would explain it on the phone. What lenders check, how the numbers are built, and where deals quietly stop working. Plus case files: individual funded deals, written down.
Transactional funding: how a double closing actually gets paid for
Transactional funding covers the A to B purchase so a wholesaler can close without an assignment. Here is how it works and what it requires.
4 min readBRRRR financing: how the two loans actually fit together
BRRRR needs a bridge loan and a refinance that agree with each other. Here is how the pieces connect, and where the cash gets trapped.
4 min readDSCR loan requirements: how the ratio works and what it has to hit
A DSCR loan qualifies the property, not you. Here is how the ratio is calculated, the number it needs to clear, and how to fix a file that misses.
3 min readHow to calculate ARV without fooling yourself
After repair value is the number every other number depends on. Here is how to build one from comparable sales, and the five ways it gets inflated.
4 min readThe 70% rule in house flipping, and the deals where it lies to you
The 70% rule is a filter, not an underwriting model. Here is what it assumes, and the four situations where following it loses money.
4 min readHard money loan requirements: what a lender actually checks
Hard money is underwritten on the property and the exit, not your tax returns. Here is the full list of what gets checked, and what does not.
4 min read