Same-day A to B to C
Capital for the A to B purchase, repaid out of the B to C closing the same day at the same title company. No credit check and no income verification, because the end buyer's funds are the repayment.
Home / wholesalers
Lending for wholesalers.
You need to own it for about an hour, and the seller wants a buyer who can close rather than one who will assign the contract. That is the whole job here.
Send the dealOr DM me the deal on Instagram (opens Instagram in a new tab)Two minutes. No credit pull to get a number.
The problem
The spread is real. The money is the problem.
You have the property under contract and an end buyer ready. On paper the deal is done. In practice you need to own it for about an hour, and the seller wants a buyer who can actually close rather than one who will assign the contract to somebody they have never met.
Assigning works until it does not. The seller objects to the assignment fee once they see it on the settlement statement, or the end buyer's lender refuses to fund a deal where the seller does not hold title, or the spread is large enough that showing it kills the transaction.
A double close solves all three, and it needs capital for the A to B leg. That is what this is. The money is in for an hour, your end buyer's funds repay it the same day, and your profit is disbursed at closing.
What you get
How this actually works.
Priced ahead of the offer
A letter issued before you write, so the seller reads you as a buyer rather than as somebody hoping to find money. This is usually the difference between the contract being accepted and being ignored.
No upfront fee
Nothing is charged to submit a deal and nothing is charged to get a letter. The cost sits at closing and comes out of the proceeds.
Send the buyer instead, if that is the deal
If your end buyer needs financing rather than cash, send them here. They get funded, the deal closes, and there is a referral fee in it for you.
Instruments
What gets funded here.
The full range is on the main page. These are the ones this audience uses most.
Wholesaler transactional funding
Same-day capital for a double close, priced before you commit so your buyer takes you seriously.
A to B / B to C · Same day
Fix and flip
Purchase and rehab in one facility. Rehab released in draws against completed work, inspected and wired same day.
$25K to $1M+ · 5 to 10 days
Partnership
Send the buyer, get paid on it.
How it works
- Paid on closed and funded loans, never on submissions.
- Agreed in writing before the deal funds.
- Works alongside transactional funding, not instead of it. Use both.
- The buyer stays your buyer for the next one.
The short version
Not every deal wants transactional funding. Sometimes the deal is fine and it is your end buyer who needs the money. Send them here and you get paid on the introduction when the loan closes, on top of whatever you made on the deal itself.
Questions
Answered without the phone call.
How fast can you fund a double close?
Same day, when both closings are scheduled at the same title company on the same day. Get the deal in ahead of the date rather than the morning of, and the timing takes care of itself.
Do you check my credit?
No. Transactional funding is repaid out of your end buyer's closing the same day, so what matters is that the B to C buyer is real and their funds are verified, not what your score is.
What do you need to price a deal?
The property, the contract price, and the outline of the deal. There is no fee and no credit pull, and in most cases the letter is back the same day.
What if my end buyer falls through?
Then the double close does not happen and nothing funds. This is why the end buyer is verified before the A to B leg rather than after: the whole structure depends on their money arriving that day.
Can you fund the deal if I want to keep it instead?
Yes. If the numbers work and you would rather flip it than assign it, that is a fix and flip loan and it is the same conversation. Say so in the submission.
Guides
Written for wholesalers.
Assignment fee: how it is set, paid and seen at closing
What an assignment fee is, how it is set, how it is paid on the settlement statement, who sees it, and when a large one is better handled as a double close.
Novation agreements in real estate: what wholesalers risk
The novation agreement real estate wholesalers use to sell on the MLS: how it works, how it differs from assigning, and where the legal risk sits.
Assignment vs double close: which one this deal needs
Assigning is cheaper and simpler. Double closing keeps your spread private and works where an assignment cannot. Four questions decide it.
Double close funding: how A to B to C actually works
Two closings, one day, funded by money that exists for about an hour. The mechanics, the paperwork, and where double closes actually go wrong.
Transactional funding for wholesalers: same-day A to B to C
Same-day funding for the A to B leg of a double close, priced before you write the offer. What is offered, what it needs, and how it works.
Where
Lending is nationwide.
Lending is nationwide. The states below have their own page because they are where the most deals come from, not because they are the only places money goes. If your property is somewhere else, submit it anyway; the terms do not change with the postmark.
New Jersey, Pennsylvania, New York, Texas, Ohio, Indiana, North Carolina, South Carolina, Virginia, Maryland, Delaware. See all markets.
Submit a deal
Send the deal.
The property, the contract, the closing date, and whether you have an end buyer yet. Terms come back inside 24 to 48 hours.
- Same-day double close
- No credit check
- No upfront fee