Same-day A to B to C
Capital for the A to B purchase, repaid out of the B to C closing the same day at the same title company. No credit check and no income verification, because the end buyer's funds are the repayment.
Home / wholesalers
Same-day capital for the A to B leg of a double close, with a proof of funds letter issued ahead of it so the seller treats your offer as real.
The problem
You have the property under contract and an end buyer ready. On paper the deal is done. In practice you need to own it for about an hour, and the seller wants a buyer who can actually close rather than one who will assign the contract to somebody they have never met.
Assigning works until it does not. The seller objects to the assignment fee once they see it on the settlement statement, or the end buyer's lender refuses to fund a deal where the seller does not hold title, or the spread is large enough that showing it kills the transaction.
A double close solves all three, and it needs capital for the A to B leg. That is what this is. The money is in for an hour, your end buyer's funds repay it the same day, and your profit is disbursed at closing.
What you get
Capital for the A to B purchase, repaid out of the B to C closing the same day at the same title company. No credit check and no income verification, because the end buyer's funds are the repayment.
A letter issued before you write, so the seller reads you as a buyer rather than as somebody hoping to find money. This is usually the difference between the contract being accepted and being ignored.
Nothing is charged to submit a deal and nothing is charged to get a letter. The cost sits at closing and comes out of the proceeds.
If your end buyer needs financing rather than cash, send them here. They get funded, the deal closes, and there is a referral fee in it for you.
Instruments
The full range is on the main page. These are the ones this audience uses most.
Same-day capital for a double close, with a proof of funds letter issued ahead of it so your buyer takes you seriously.
A to B / B to C · Same day
Purchase and rehab in one facility. Rehab released in draws against completed work, inspected and wired same day.
$25K to $1M+ · 5 to 10 days
Partnership
How it works
The short version
Not every deal wants transactional funding. Sometimes the deal is fine and it is your end buyer who needs the money. Send them here and you get paid on the introduction when the loan closes, on top of whatever you made on the deal itself.
Questions
Same day, when both closings are scheduled at the same title company on the same day. Get the deal in ahead of the date rather than the morning of, and the timing takes care of itself.
No. Transactional funding is repaid out of your end buyer's closing the same day, so what matters is that the B to C buyer is real and their funds are verified, not what your score is.
The property, the contract price, and the outline of the deal. There is no fee and no credit pull, and in most cases the letter is back the same day.
Then the double close does not happen and nothing funds. This is why the end buyer is verified before the A to B leg rather than after: the whole structure depends on their money arriving that day.
Yes. If the numbers work and you would rather flip it than assign it, that is a fix and flip loan and it is the same conversation. Say so in the submission.
Guides
Two closings, one day, funded by money that exists for about an hour. The mechanics, the paperwork, and where double closes actually go wrong.
A proof of funds letter is what makes a seller treat your offer as real. Here is what a good one says, what makes one worthless, and how to get one same day.
Same-day funding for the A to B leg of a double close, with a proof of funds letter issued ahead of it. What is offered, what it needs, and how it works.
Where
Lending is nationwide. The states below have their own page because they are where the most deals come from, not because they are the only places money goes. If your property is somewhere else, submit it anyway; the terms do not change with the postmark.
New Jersey, Pennsylvania, New York, Texas, Ohio, Indiana, North Carolina, South Carolina, Virginia, Maryland, Delaware. See all markets.
Submit a deal
The property, the contract, the closing date, and whether you have an end buyer yet. Proof of funds letters come back the same day in most cases.